Understanding how social and economic shifts such as demographics, pension plans, savings rates, and debt levels impact the Canadian financial industry and investment strategies.
Explore the detailed processes in portfolio management, including defining investment objectives, designing investment policies, asset mix development, security selection, and periodic re-evaluations.
Learn about Step 1 in the portfolio management process: determining investment objectives and constraints. Understanding these factors is critical for effective asset allocation tailored to a client's specific needs.
Understand the tax implications of redeeming mutual fund shares, including distributions, capital gains, and the adjusted cost base in this section.
Learn about the importance of understanding the basics of taxation for investment advisors in Canada. This chapter covers the types of investment income and their different tax treatments, along with strategies for optimizing after-tax returns.
Explore the various tax-deductible expenses related to investment income, including allowable carrying charges and those you cannot deduct. This guide provides comprehensive details to help you make informed decisions regarding tax deductions.
Learn all about deferred annuities, their features, tax implications, and the benefits they provide to investors. Gain comprehensive insights into how these financial products fit into your broader investment strategy.
Understand the concept of discharging debts in the context of tax strategies involving spouses and non-arm’s length individuals. Learn the rules, strategies, and examples that demonstrate how this can be utilized for tax savings.
A comprehensive guide to understanding exchange-traded fund (ETF) wraps and mutual fund wraps within managed accounts, explaining their structures, benefits, and management approaches.
Comprehensive guide on full-service brokerage accounts including their fee structure, benefits, criteria, and additional services.
Understand the critical role of financial planning and wealth management services in the investment landscape. Learn about the importance of ethics, codes of conduct, and the structured financial planning approach to effectively meet clients' goals.
Learn the essential six-step financial planning process including establishing client-advisor relationships, collecting data, analyzing information, recommending strategies, implementing plans, and conducting periodic reviews.
Comprehensive guide on the Life Cycle Hypothesis as per the Canadian Securities Course, summarizing various stages of financial life with investment goals, personal, and financial circumstances.
